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	<title>Car Loans &#38; Insurance</title>
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	<link>http://lease-cars-inc.com</link>
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	<lastBuildDate>Mon, 14 Nov 2011 15:52:57 +0000</lastBuildDate>
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		<title>Auto Insurance</title>
		<link>http://lease-cars-inc.com/auto-insurance/</link>
		<comments>http://lease-cars-inc.com/auto-insurance/#comments</comments>
		<pubDate>Sun, 13 Nov 2011 00:18:52 +0000</pubDate>
		<dc:creator>Cars Loans Insurance</dc:creator>
				<category><![CDATA[Car]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[auto liability]]></category>
		<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[collision]]></category>
		<category><![CDATA[no fault car insurance]]></category>

		<guid isPermaLink="false">http://lease-cars-inc.com/?p=209</guid>
		<description><![CDATA[Auto Insurance is probably the World&#8217;s most common form of insurance and may cover both legal liability claims against the driver, and the loss of or damage to the insured&#8217;s vehicle itself. Throughout the United States, auto insurance is required to legally operate a motor vehicle on public roads. In some jurisdictions, bodily injury compensation [...]]]></description>
			<content:encoded><![CDATA[<p><span style="float:right;margin:-30px 0 5px 5px;"><script type="text/javascript"><!--
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</script></span><strong><a href="/insurance/">Auto Insurance</a></strong> is probably the World&#8217;s most common form of insurance and may cover both legal liability claims against the driver, and the loss of or damage to the insured&#8217;s vehicle itself. Throughout the United States, auto insurance is required to legally operate a motor vehicle on public roads. In some jurisdictions, bodily injury compensation for automobile accident victims has been changed to a no-fault system, which reduces or eliminates the ability to sue for compensation but provides automatic eligibility for benefits.</p>
<p>Credit card companies insure against damage on <a href="/rental/">rental cars</a>. Many types of car insurance include an aspect of liability coverage. For example, a homeowner&#8217;s insurance policy will normally include liability coverage which protects the insured in the event of a claim brought by someone who slips and falls on the property; automobile insurance also includes an aspect of liability insurance that indemnifies against the harm that a crashing car can cause to others&#8217; lives, health, or property.</p>
<p><img class="floatright"src="/imgs/autoinsurance.jpg"alt="auto insurance"title="auto insurance"width=""height="325" />The protection offered by a liability insurance policy is twofold: a legal defense in the event of a lawsuit commenced against the policyholder and indemnification (payment on behalf of the insured) with respect to a settlement or court verdict. Liability policies typically cover only the negligence of the insured, and will not apply to results of wilful or intentional acts by the insured.</p>
<p>Being an informed shopper will make all the difference when you are looking for <a href="/cheaper-insurance/">cheaper car insurance</a>. Ask friends and family about their insurance carrier. You need to find out what company they use and if they like this company. If they do like their previous insurance company ask them to tell you why. Some people may like an insurance company because of reasons that would not even matter to you. Get several <a href="/insurance-quotes/">car insurance quotes</a>. You can go to many different website that can give you quotes for your insurance coverage. Find out which <a href="/insurance-companies/">insurance companies</a> offer discounts for good drivers and good grades. A very important tip is to not take the first offer you get.</p>
<p>Make sure your top few choices for insurance companies have the same deducible. Once you find a company you like, check the companies reputation. Do they pay off their claims quickly? If you have any tickets or accidents on your driving record your premium will be higher. Make sure you have the insurance coverage that the law requires this is tip eight and is very important because it could affect tip seven if you get a ticket. If you do not want to be making payments on a &#8220;totaled&#8221; car, insure your vehicle for what it&#8217;s worth.</p>
<p>Always ask the agent to explain the insurance coverage &#8220;more simply&#8221;. Know what your deductible is and how much your premium payments are. If you do not make the necessary premium payments then the insurance will do you no good. You do not want to be in an accident only to discover that your insurance has been canceled.</p>
<p>Even though women are less likely to cause accidents, men still believe they are the safer and better drivers.  <a href="/insurance/">Car insurance</a> companies side with females, whose car insurance tends to be cheaper than male&#8217;s. One reason why women pay less for their car insurance is because female drivers are less likely to cause accidents, and the accidents they do cause are likely to be minor, as opposed to men, who are more likely to cause serious accidents and fatalities. Women are also a lot more likely to drive slower than males, which makes them a lesser risk for car insurance companies. </p>
<p>Women drivers&#8217; mileage is lower than males&#8217;, she uses the car less and uses shorter journeys. Even though women&#8217;s car insurance is generally cheaper, there are things you can do to make the price drop even further. For new or younger women drivers, make sure that you choose a car that fits into a low insurance bracket.</p>
<p>Every car model is rated between one and twenty, one being the lowest, twenty being highest. By choosing a car which is in a lower bracket (and therefore not as powerful) you are likely to save money on your premium than if you were to try and insure a performance car, like a Ferrari.  Car insurers recognise that women drivers over 50 will have more experience on the road.</p>
<p>Driving under the influence of alcohol is a serious crime under the driving law of the country. Severe punishments and strict regulations have been imposed on drunken drivers, in order to curb the rise in DUI cases. Where a person has been convicted under drunken driving laws of a state, he is subjected to prosecution and other restrictions. This involves suspension of driving license, serving a jail term, attending to certain DUI courses on hazardous drinking and driving, evidence of such offense retained in the driving record for certain amount of time.</p>
<p>An auto insurance claims begins at the location of the car accident.  <strong>Follow these steps:</strong></p>
<ul>
<li> Call for the police when an accident happens.</li>
<li>Exchange your vehicle registration, driver&#8217;s license, proof of auto insurance, and other information with the other driver (if he&#8217;s not still pinned in his car). Added information could prove helpful to your automobile insurance claim. This information would be such things as the other driver&#8217;s license plate number, insurance company and things that were said.</li>
<li>Make an accident report before you file your auto insurance claim.</li>
</ul>
<p>Back to the top of <a href="/auto-insurance/">Auto Insurance</a>.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/Auto+Insurance' rel='tag' target='_self'>Auto Insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/auto+liability' rel='tag' target='_self'>auto liability</a>, <a class='technorati-link' href='http://technorati.com/tag/Car' rel='tag' target='_self'>Car</a>, <a class='technorati-link' href='http://technorati.com/tag/Car+Insurance' rel='tag' target='_self'>Car Insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/collision' rel='tag' target='_self'>collision</a>, <a class='technorati-link' href='http://technorati.com/tag/no+fault+car+insurance' rel='tag' target='_self'>no fault car insurance</a></p>

<!-- end wp-tags-to-technorati -->
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		</item>
		<item>
		<title>Car Credit</title>
		<link>http://lease-cars-inc.com/credit-2/</link>
		<comments>http://lease-cars-inc.com/credit-2/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 13:35:23 +0000</pubDate>
		<dc:creator>Cars Loans Insurance</dc:creator>
				<category><![CDATA[Buy]]></category>
		<category><![CDATA[Car]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[auto loans]]></category>
		<category><![CDATA[Bad Credit Car Loans]]></category>
		<category><![CDATA[car credit]]></category>
		<category><![CDATA[car loans]]></category>

		<guid isPermaLink="false">http://lease-cars-inc.com/?p=773</guid>
		<description><![CDATA[Car Credit is how you will probably purchase your vehicle. An auto is often the second most expensive item for consumers after their home. And, most buyers aren&#8217;t financially able to pay cash for either one. Many in the market for car credit aren&#8217;t aware of how their credit history can affect their car credit [...]]]></description>
			<content:encoded><![CDATA[<p><span style="float:right;margin:-30px 0 5px 5px;"><script type="text/javascript"><!--
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<script type="text/javascript"
src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
</script></span><strong>Car Credit</strong> is how you will probably purchase your vehicle. An auto is often the second most expensive item for consumers after their home. And, most buyers aren&#8217;t financially able to pay cash for either one. Many in the market for car credit aren&#8217;t aware of how their credit history can affect their car credit interest rate, and the total cost of their <a href="/loan/">car loan</a>. </p>
<p>If you have excellent credit, you can find car credit whenever you want with the added benefit of being able to negotiate a much lower interest rate. If you have poor credit however, you may need to rebuild your history by utilizing a subprime lender who specializes in <a href="/bad-credit-loans/">bad credit car loans</a>. While you will end up paying a higher rate to begin with, after a year or so, as your credit score improves, you should be able to refinance at a better rate.</p>
<p><img class="floatright"src="/imgs/car-credit.jpg"alt="car credit"title="car credit"width=""height="325" />When dealing with a lender (or car salesman) it&#8217;s wise not to let them know how much money you are prepared to spend on a monthly payment, since that will become the starting point of negotiations. You will want to begin lower to find the best terms that are available. You will be negotiating with professionals whose primary job is to separate you from your wallet.  Knowing your limits when they don&#8217;t will give you somewhat of an advantage. Remember that there are always other car dealers and loan companies out there, and try and avoid falling in love with a particular vehicle. Never accept the first offer you receive without leaving the <a href="/car/">car</a> lot to look for a better deal. By the time you get home, you&#8217;ll have several messages with better offers.</p>
<p>Here are some other helpful tips in your search for car credit.</p>
<ul>
<li>Before anything, check your credit rating. If you have a credit score less then 600 you can have bad credit car loan. These loans will have higher interest rates but if you keep up your repayments you will increase your credit rating. Eventually you’ll be able to refinance a car loan at a better interest rate.</li>
<li>Spend time researching just how much your dream car costs. Try finding price comparisons online and from local dealers, and magazines. There are bargains out there.</li>
<li>Calculate your monthly income minus all your expenditures to determine just how much you can afford on a monthly basis. Stick to this budget or you’ll find the car loan repayments tough.</li>
<li>Make sure you have enough money for the down payment. Loans have varying requirements for this – always check the small print!</li>
<li>Don’t just settle for the car loan rate from the manufacturer or the dealer you purchase the car from. They can be extortionate. Even if they do try and attract you with 0% interest rate advertisements, only people with perfect credit ratings actually qualify for these deals.</li>
<li>Do your own research and shop around for the best deal for you. Start with your credit union or bank where you will get the best rates. You can find many finance companies online who will be more than happy to finance your car, but rates will undoubtedly be higher.</li>
<li>Try to find an <a href="/auto-loan/">auto loan</a> with an affordable monthly repayment that you can pay back in as short a timescale as possible. If you can pay back your car loan within three years instead of five, you will save yourself big bucks in the long run.</li>
<li>Now you understand what you can afford, is that dream car within your reach? If so &#8211; bonus! If the car loan repayments do not fit within your budget seriously reconsider and purchase a car you know you can afford.</li>
<li>Once you have found the best deal for you, get pre-approved for this auto loan.</li>
<li>Be strong when you visit the auto dealer, who will try and convince you to let him/her take care of the car credit financing. Just say no, and stay with the car loan you&#8217;ve already found. It will be less expensive.</li>
</ul>
<p>Back to the top of <a href="/credit-2">Car Credit</a>.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/auto+loans' rel='tag' target='_self'>auto loans</a>, <a class='technorati-link' href='http://technorati.com/tag/Bad+Credit+Car+Loans' rel='tag' target='_self'>Bad Credit Car Loans</a>, <a class='technorati-link' href='http://technorati.com/tag/Car' rel='tag' target='_self'>Car</a>, <a class='technorati-link' href='http://technorati.com/tag/car+credit' rel='tag' target='_self'>car credit</a>, <a class='technorati-link' href='http://technorati.com/tag/car+loans' rel='tag' target='_self'>car loans</a>, <a class='technorati-link' href='http://technorati.com/tag/Loans' rel='tag' target='_self'>Loans</a></p>

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		</item>
		<item>
		<title>Car Finance Bad Credit</title>
		<link>http://lease-cars-inc.com/finance-bad-credit/</link>
		<comments>http://lease-cars-inc.com/finance-bad-credit/#comments</comments>
		<pubDate>Sun, 16 Oct 2011 16:01:56 +0000</pubDate>
		<dc:creator>Cars Loans Insurance</dc:creator>
				<category><![CDATA[Car]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Bad Credit Car Loan]]></category>
		<category><![CDATA[Bad Credit Loans]]></category>
		<category><![CDATA[car finance bad credit]]></category>

		<guid isPermaLink="false">http://lease-cars-inc.com/?p=781</guid>
		<description><![CDATA[Car Finance Bad Credit loans are hard to come by through banks and finance institutions who only deal with people who have “prime” (good) credit. If you have poor credit, bad credit, or very little credit history at all, a car finance bad credit loan through a sub-prime lender may be your only option. The [...]]]></description>
			<content:encoded><![CDATA[<p><span style="float:right;margin:-30px 0 5px 5px;"><script type="text/javascript"><!--
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</script><br />
<script type="text/javascript"
src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
</script></span><strong>Car Finance Bad Credit</strong> loans are hard to come by through banks and finance institutions who only deal with people who have “prime” (good) credit. If you have poor credit, bad credit, or very little credit history at all, a car finance bad credit loan through a sub-prime lender may be your only option. The probability of approval for a sub-prime <a href="/bad-credit-loan/">bad credit car loan</a> is good, since they specialize in the “bad credit” market. They offer possibilities and flexibility in terms and loan rates compared to standard bank financing and limit the inquiries on your credit report. Before applying for a <a href="/loan/">car loan</a> (or any loan for that matter), check your credit score and if it is below 620 then find a sub-prime lender.</p>
<p><img class="floatright"src="/imgs/finance-bad-credit.jpg"alt="car finance bad credit"title="car finance bad credit"width="300"height="" />Borrowers can opt for an <a href="/auto-loan/">auto loan</a> in two forms – secured or unsecured. A secured loan pledges an asset such as a home, boat, or car to the lender. This security gives you the benefits of borrowing up to the value of the collateral, a lower interest rate, and instant approval. Some lenders are now offering no credit check car loans for the car buyers with poor credit histories. A no credit check car loan is extended on the basis of a person’s income and employment history. So anyone with sufficient income and an acceptable employment history can get financing regardless of credit issues. <a href="/loans/">Unsecured loans</a> demand no collateral from the buyers. Since risk factors are higher, the rate of interest is higher also. On the other hand, secured loans offer collateral as security. The collateral will be seized if the borrower defaults on the loan agreement. Secured loans will always have lower interest rates.</p>
<p>Once you are sure that your credit score is not “prime”, you’ll want to search a car finance bad credit loan through sub-prime lenders. Without a doubt, you will find one or more that will offer you an auto loan. Search for sub-prime lenders on the internet, fill out their online loan forms, and submit the required documents. The lenders may ask you for collateral. Pledging collateral has advantages for you also. You’ll be able to get the auto loan at a lower <a href="/finance/">finance</a> rate, and for a longer repayment period. If you don’t want to pledge (or have) any collateral, convince the lender that you have a consistent source of income. He will probably ask for your source of income and employment status. Sub-prime auto lenders not only offer the prospect of owning your own car but also the opportunity to improve your credit status. By maintaining a good payment record, you can raise your credit score. This will allow you to secure <a href="/finance/">financing</a> in the future at better interest rates.</p>
<p>It was during the credit crunch around 2008 that sub-prime lending emerged as a powerful new banking model. Sub-prime lending is a form of lending in which most of the risk is assumed by the money lender. It is a risk fraught concept, recognized as the diciest of all consumer loans and typically associated with secondary markets. Ideal standards of money lending are not met when extending such loans, and elements such as the credit rating of the borrower, the form and size of the loan, the loan to collateral ratio, and the debt load of the borrower compared to his or her financial assets are evaluated by different benchmarks. The credit reports of sub-prime borrowers may now contain elements that were generally deemed as undesirable in the lending industry. These elements may include bankruptcies, defaults, a history of not paying back debts, a record of untimely payments, etc., – all posing substantial risk to the lender.</p>
<p>Lenders, in the past, would generally refuse (or at least hesitate) to finance bad credit car loans to such risky borrowers, however, their thinking and practices have necessarily adapted to accommodate the global, financial meltdown. The world-wide recession has made bad credit the rule rather than the exception. Record numbers of job losses, the instability in the financial markets, and the universal recession have created millions borrowers with marks on their credit histories, who can no longer be treated as untouchable by the lending institutions. Bad credit borrowers can now obtain car finance bad credit loans by paying extra down and a higher rate of interest.</p>
<p>Know your credit score. Before contacting a lender get a copy of your credit report. You’re entitled to one free report per year from any of the credit bureaus. With the lowdown on your credit status, you’ll know if you stand a chance with a prime lender, or whether you should direct your sights and efforts at the sub-prime sector.</p>
<p>The next step is to work out your budget. Since no auto loan company will approve 100% of the financing, you’ll have to ante-up a down payment (the bigger, the better). As bad credit car finance loans always incur a higher interest rate, the larger the down payment the less the loan amount and the greater the savings on interest payments.</p>
<p>As interest rates will vary from lender to lender, you will want to compare loan quotes from as many lenders as possible to find your best money-saving deal. Make sure whichever bad credit car finance lender you choose has no hidden charges such as an early payment penalty or processing fee. Repaying your sub-prime loan on time will improving your credit score. Once an adverse credit rating is cleared you will be able to get loans at more competitive rates.</p>
<p>Most car finance bad credit lenders will approve loans in which there is sufficient collateral, whether it’s a car or other property or asset. In case of default (the monthly payments are not made) the pledged asset(s) will be seized by the lenders. Financial institutions will rarely extend loans to people with bad credit and no assets. Lenders are careful to safeguard their interests, and will not finance those who do not meet their minimum requirements. This can turn into a delicate balancing act for lenders as they can realize greater profits from higher interest rate loans. In some cases lenders will encourage borrowers with bad credit to accept an expensive loan. </p>
<p>Most banks and loan companies will underwrite loans to people with bad credit if the borrower has a cosigner. Of course, the cosigner must have a good credit rating as the responsibility of repaying the debt will fall to them if the primary signer defaults on the monthly payments. Borrowers with a good cosigner will benefit from lower interest rates. Lenders will push for the largest down payment possible, as this reduces their risk. The down payment on a sub-prime loan varies from 15 to 25% of the loan amount. This can also benefit the borrower seeking a car finance with bad credit with lower monthly payments, and the opportunity to improve their credit rating.</p>
<p>Back to the top of <a href="/finance-bad-credit/">Car Finance Bad Credit</a>.</p>

<!-- start wp-tags-to-technorati 1.02 -->

<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/Bad+Credit+Car+Loan' rel='tag' target='_self'>Bad Credit Car Loan</a>, <a class='technorati-link' href='http://technorati.com/tag/Bad+Credit+Loans' rel='tag' target='_self'>Bad Credit Loans</a>, <a class='technorati-link' href='http://technorati.com/tag/Car' rel='tag' target='_self'>Car</a>, <a class='technorati-link' href='http://technorati.com/tag/car+finance+bad+credit' rel='tag' target='_self'>car finance bad credit</a>, <a class='technorati-link' href='http://technorati.com/tag/Loans' rel='tag' target='_self'>Loans</a></p>

<!-- end wp-tags-to-technorati -->
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad Credit Car Loans</title>
		<link>http://lease-cars-inc.com/bad-credit-loans/</link>
		<comments>http://lease-cars-inc.com/bad-credit-loans/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 15:27:38 +0000</pubDate>
		<dc:creator>Cars Loans Insurance</dc:creator>
				<category><![CDATA[Buy]]></category>
		<category><![CDATA[Car]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[auto financing]]></category>
		<category><![CDATA[Bad Credit Auto Loan]]></category>
		<category><![CDATA[Bad Credit Car Loans]]></category>
		<category><![CDATA[Car Loan Application]]></category>
		<category><![CDATA[car loans]]></category>
		<category><![CDATA[Credit Histories]]></category>

		<guid isPermaLink="false">http://lease-cars-inc.com/?p=769</guid>
		<description><![CDATA[Searching for Bad Credit Car Loans online makes the whole process much less stressful than the thought of face-to-face rejection by a loan officer. You can compare car quotes from the comfort of your home, from many lenders, without wasting gas, time, and sweat physically roaming the city. Completing an online car loan application form [...]]]></description>
			<content:encoded><![CDATA[<p><span style="float:right;margin:-30px 0 5px 5px;"><script type="text/javascript"><!--
google_ad_client = "ca-pub-4759898960636675";
/* carslgrectangle */
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//-->
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<script type="text/javascript"
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</script></span>Searching for <strong>Bad Credit Car Loans</strong> online makes the whole process much less stressful than the thought of face-to-face rejection by a loan officer. You can compare <a href="/quotes/">car quotes</a> from the comfort of your home, from many lenders, without wasting gas, time, and sweat physically roaming the city. Completing an online <a href="/loan/">car loan</a> application form is quick and easy, and you can expect an answer within 48 hours. A significant advantage of applying for bad credit car loans online is the power YOU have in rejecting unacceptable terms, and exorbitant interest rates from professional “arm-twisters” on the car lots and in the showrooms.</p>
<p><img class="floatright"src="/imgs/bad-credit-loans.jpg"alt="bad credit car loans"title="bad credit car loans"width="300"height="" />The economic recession has created a powerfully different set of dynamics for both lenders and borrowers. With high unemployment rates and much instability in the job market borrowers are finding it difficult to qualify for loans of any type as credit tightens up. Many lenders were until recently refusing unsecured <a href="/finance/">car finance</a> loans, without near perfect credit scores, from consumers. But this turbulent time has created a conundrum for lenders whose business it is to make loans. With increased numbers of borrowers with falling credit scores, the banks and loan companies have been forced to relax their criteria and begin approving less than stellar credit histories. The whole scenario has paved the way for increased sub prime lending and extending bad credit car loans to more applicants. After the past few years of tight and no credit, it has become easier to find bad credit car loans as lenders adjust their business model in their efforts to attract more customers.</p>
<p>It helps if you know a few steps in the process of securing a bad credit auto loan. The first step is having a clear knowledge of your credit score. Credit scores are determined by the 3 credit bureaus that track every American’s credit history and behavior.</p>
<p>If you have had late-payments, arrears, or defaults on previous loans you are tagged as a bad credit risk. If you have never taken out a loan or only a small one you may be tagged as a no or limited credit borrower, which is almost as bad. Since you would have no credit history (or a very limited one, it could also present an obstacle when applying for an <a href="/auto-loan/">auto loan</a> (especially a high-priced vehicle).</p>
<p>A <a href="/loan-calculator.php">car loan calculator</a> is an important tool in helping you understand amortization and the exact repayment structure of principal and interest. Of course financing a new or <a href="/used/">used car</a> with bad credit is not as easy as with a good credit score. You may need to increase the amount of your down payment to get approved as it provides greater equity and security for the lender. A sizable down payment will also reduce the interest rate since the principal amount of the loan as well as your monthly payments are less.</p>
<p>A pre-approved loan gives you negotiating power with the dealer to lower the price of the vehicle. A pre-approved loan will let you (and the dealer) know exactly how much you can afford to spend. It also helps keep you within the budget and focus on getting the best car deal without relying on more expensive dealer financing.</p>
<p>A co-signer is an excellent way of getting approved for a bad credit car loan. If you have zero credit or even a past bankruptcy, a co-signer assures the lender that the loan will be repaid if the primary borrower defaults and the repossessed car&#8217;s value is not enough to cover the lender&#8217;s loss. The lender, in this case, takes into account a co-signer&#8217;s credit history and score in deciding whether or not to grant the loan. A co-signer with a good credit history can guarantee approval with better financing terms.</p>
<p>The factors considered by the lenders for both prime and bad car loans are:</p>
<ul>
<li>A stable income and employment history</li>
<li>Current monthly debt load relative to income</li>
<li>The budget plan of the borrower</li>
<li>Credit history and the payment of bills</li>
<li>FICO score</li>
<li>Size of the down payment</li>
<li>Any bankruptcies</li>
</ul>
<p>The loan officer would make a determination based on the loan amount, price of the car, and the underwriting guidelines. A sub-prime borrower would probably not be equipped to fit a luxury or higher priced car into his budget. However, if a car loan has been pre-arranged, then these points would be moot.</p>
<p><a href="/finance-bad-credit/">Car finance bad credit</a> lenders will, of course, be interested in seeing the borrowers bank statements and monthly financial transaction to establish the applicant’s economic stability. Prompt and responsible payment of debt will have a great impact on the decision of the lender. To significantly improve the chances of obtaining bad credit car loans, a prospective borrower must be trying to improve his credit rating by paying off any other bills that are past due. If the bills cannot be cleared immediately, borrowers are granted from 6 to 12 months to improve their financial state, and establish regular payments of their bills – gaining credit points.</p>
<p>Back to the top of <a href="/bad-credit-loans/">Bad Credit Car Loans</a>.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/auto+financing' rel='tag' target='_self'>auto financing</a>, <a class='technorati-link' href='http://technorati.com/tag/Bad+Credit+Auto+Loan' rel='tag' target='_self'>Bad Credit Auto Loan</a>, <a class='technorati-link' href='http://technorati.com/tag/Bad+Credit+Car+Loans' rel='tag' target='_self'>Bad Credit Car Loans</a>, <a class='technorati-link' href='http://technorati.com/tag/Car+Loan+Application' rel='tag' target='_self'>Car Loan Application</a>, <a class='technorati-link' href='http://technorati.com/tag/car+loans' rel='tag' target='_self'>car loans</a>, <a class='technorati-link' href='http://technorati.com/tag/Credit+Histories' rel='tag' target='_self'>Credit Histories</a></p>

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		</item>
		<item>
		<title>Auto Rental</title>
		<link>http://lease-cars-inc.com/auto-rental/</link>
		<comments>http://lease-cars-inc.com/auto-rental/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 23:19:49 +0000</pubDate>
		<dc:creator>Cars Loans Insurance</dc:creator>
				<category><![CDATA[Car]]></category>
		<category><![CDATA[Rentals]]></category>
		<category><![CDATA[auto rentals]]></category>
		<category><![CDATA[car lease]]></category>
		<category><![CDATA[car rentals]]></category>
		<category><![CDATA[lease cars]]></category>
		<category><![CDATA[rental cars]]></category>

		<guid isPermaLink="false">http://lease-cars-inc.com/?p=211</guid>
		<description><![CDATA[Auto Rental companies have come to rely on a technology called telematics &#8211; which combines satellite-based Global Positioning System tracking, wireless communications and vehicle monitoring systems &#8211; to keep tabs on their auto rental. About a quarter of rental cars in the United States are equipped with tracking technology, analysts estimate. The industry views telematics [...]]]></description>
			<content:encoded><![CDATA[<p><span style="float:right;margin:-30px 0 5px 5px;"><script type="text/javascript"><!--
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//-->
</script><br />
<script type="text/javascript"
src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
</script></span><strong>Auto Rental</strong> companies have come to rely on a technology called telematics &#8211; which combines satellite-based Global Positioning System tracking, wireless communications and vehicle monitoring systems &#8211; to keep tabs on their auto rental. About a quarter of <a href="/rentals/">rental cars</a> in the United States are equipped with tracking technology, analysts estimate. The industry views telematics as a way to enforce its contracts, but some customers regard it, at best, as a means to make more money and, at worst, as an invasion of privacy.</p>
<p>The $259.51 bill you had expected ballooned to $3,405.05 &#8211; most of it a result of a $1-a-mile fee for each of the 2,874 miles driven. It turned out that by crossing the state line, you had violated the contract.</p>
<p><img class="floatright"src="/imgs/autorental.jpg"alt="auto rental"title="auto rental"width="300"height="" />The auto rental industry already has a reputation for high gasoline-refill charges and airport-use fees, among other items, and business travelers are concerned that telematics will offer yet another opportunity for companies to impose additional charges.</p>
<p>Back to the top of <a href="/auto-rental/">Auto Rental</a>.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/auto+rentals' rel='tag' target='_self'>auto rentals</a>, <a class='technorati-link' href='http://technorati.com/tag/Car' rel='tag' target='_self'>Car</a>, <a class='technorati-link' href='http://technorati.com/tag/car+lease' rel='tag' target='_self'>car lease</a>, <a class='technorati-link' href='http://technorati.com/tag/car+rentals' rel='tag' target='_self'>car rentals</a>, <a class='technorati-link' href='http://technorati.com/tag/lease+cars' rel='tag' target='_self'>lease cars</a>, <a class='technorati-link' href='http://technorati.com/tag/rental+cars' rel='tag' target='_self'>rental cars</a></p>

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		<item>
		<title>Credit</title>
		<link>http://lease-cars-inc.com/credit/</link>
		<comments>http://lease-cars-inc.com/credit/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 14:02:09 +0000</pubDate>
		<dc:creator>Cars Loans Insurance</dc:creator>
				<category><![CDATA[Buy]]></category>
		<category><![CDATA[Car]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[car loans]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[home loans]]></category>

		<guid isPermaLink="false">http://lease-cars-inc.com/?p=785</guid>
		<description><![CDATA[To maintain or improve your Credit score, the credit bureaus recommend that you pay your bills on time, don’t open “too many” new accounts in a short span of time, keep credit balances low relative to your credit limits, don’t open credit accounts you don’t intend to use, and pay off credit cards rather than [...]]]></description>
			<content:encoded><![CDATA[<p><span style="float:right;margin:-30px 0 5px 5px;"><script type="text/javascript"><!--
google_ad_client = "ca-pub-4759898960636675";
/* carslgrectangle */
google_ad_slot = "5867327099";
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google_ad_height = 280;
//-->
</script><br />
<script type="text/javascript"
src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
</script></span>To maintain or improve your <strong>Credit</strong> score, the credit bureaus recommend that you pay your bills on time, don’t open “too many” new accounts in a short span of time, keep credit balances low relative to your credit limits, don’t open credit accounts you don’t intend to use, and pay off <a href="http://loan-mortgage-insurance.com/credit-cards/">credit cards</a> rather than moving the debt to cards with lower rates. Shop for the credit terms that best meet your borrowing needs without posing undue financial risks. Maintain low credit balances, especially on revolving debt (credit cards).</p>
<p>A <a href="http://loan-mortgage-insurance.com/credit-reports/">credit report</a> is a list of your credit accounts including credit cards, home mortgages, <a href="/auto-loans/">auto loans</a>, student loans, and other lending activity, as well as financial information, such as bankruptcies, tax liens, etc. <img class="floatright"src="/imgs/benjamin-franklin.jpg"alt="ben franklin credit"title="ben franklin"width=""height="300" />Credit reports are used by lenders and creditors to decide whether to grant you credit and how much. <a href="/insurance-companies/">Insurance companies</a> consider credit worthiness, along with other underwriting factors, when determining whether or not to assume a risk and if so, what should be the premium for the coverage. Landlords often consider someone’s credit history before renting them an apartment. Prospective or current employers may also avail themselves to your credit file. And, of course all those companies that mail you unsolicited credit offers want to know your status.</p>
<p>A <strong>credit score</strong> (FICO) is a number developed from a computer model or mathematical algorithm based upon data taken from an individual’s credit report. The 3 digit score is derived from an elaborate formula using information such as the ratio of debt to account limits, bankruptcies, tax liens, judgments, number of inquiries for your credit report (Too many inquiries may suggest to a creditor that the consumer is “credit hungry” and in financial trouble.), the number of late payments, as well as the positive aspects in the credit file (the number of accounts that have been favorably paid off, etc.). The credit bureaus must notify individuals once a year if adverse information has been added to their file.</p>
<p>A lack of credit information can happen if you’re young and haven’t yet created a history, if you have become single or widowed and all of your previous accounts were in your spouse’s name, or if you have always paid in cash.</p>
<p>Some insurance companies use favorable credit history to retain a policyholder that they might otherwise non-renew because of losses. Critics of credit scoring claim that insurance practices of this kind are discriminatory. Other insurers may only use credit history if the consumer has had a number of losses within a certain time frame. Insurers cannot use credit history to settle a claim for a fixed amount.</p>
<p>The Fair Credit Reporting Act does not require insurance companies to get a consumer’s permission to look at his or her credit history, but it does require insurers to notify consumers when adverse action, based upon credit history, is taken against the consumer. Credit history is not used by any of the companies to deny a claim or determine the amount of a claim payment.</p>
<p>If your credit has adversely affected your premium on a newly purchased policy, the insurance company must send you a notice. Since a credit score is just a snapshot of your credit information on a particular day, your score could change at any time there is a change in your credit activity or a creditor’s report to a credit bureau. If your credit score is causing you to pay higher premiums, ask if they will reevaluate you when you improve your credit.</p>
<p>The Fair Credit Reporting Act requires that incorrect or incomplete information on a credit report be corrected by the credit reporting agencies free of charge. Some credit repair firms falsely promise (for a fee) to get accurate adverse information deleted from your credit file. That doesn’t happen. Only time removes accurate negative items from your file (10 years for bankruptcy, etc.). Increase credit lines only with good credit behavior and proven ability to repay.</p>
<p>Length of credit history, amount of time you’ve been in the credit system, the number of credit lines open all play a role in the interest you are charged. Access to credit history is considered an invasion of privacy and providing unique identifying information, such as a social security number, potentially exposes consumers to identity theft.</p>
<p>The question of whether the use of credit information in <a href="/insurance/">car insurance</a> underwriting and rating conforms to insurance laws is hotly debated since the correlation between credit history and loss history is difficult to prove. Inaccurate credit entries can result in insurers setting higher rates for consumers than should justly be applied. An inaccurate credit report can be due to the absence of accurate information as well as the presence of inaccurate information. Ratings based on credit information determine the price you pay for insurance coverage at the time of application or at renewal. Latest surveys show that 80% of insurance companies use credit information in their underwriting algorithms.</p>
<p>Order a free, yearly <a href="http://loan-mortgage-insurance.com/credit-reports/">credit report</a> at www.annualcreditreport.com. If there is an error in your report that does not pertain to your credit history, send identifying information such as social security card, a copy of your driver’s license, passport, etc. If you can’t settle the issue alone or need help, there are nonprofit credit counseling firms that may assist you. </p>
<p>At your request, the credit reporting agencies must send a notice of any corrections to any creditors that have ordered your file in the past 6 months. For some customers, credit history may be the sole factor that keeps them from getting the best rates on <a href="http://loan-mortgage-insurance.com/loans/">loans</a> and insurance.</p>
<p>Back to the top of <a href="/credit/">Credit</a></p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/car+loans' rel='tag' target='_self'>car loans</a>, <a class='technorati-link' href='http://technorati.com/tag/credit' rel='tag' target='_self'>credit</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+cards' rel='tag' target='_self'>credit cards</a>, <a class='technorati-link' href='http://technorati.com/tag/home+loans' rel='tag' target='_self'>home loans</a>, <a class='technorati-link' href='http://technorati.com/tag/Insurance' rel='tag' target='_self'>Insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/Loans' rel='tag' target='_self'>Loans</a></p>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auto Trader</title>
		<link>http://lease-cars-inc.com/auto-trader/</link>
		<comments>http://lease-cars-inc.com/auto-trader/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 22:26:41 +0000</pubDate>
		<dc:creator>Cars Loans Insurance</dc:creator>
				<category><![CDATA[Buy]]></category>
		<category><![CDATA[Car]]></category>
		<category><![CDATA[Sell]]></category>
		<category><![CDATA[Auto Trader]]></category>
		<category><![CDATA[buy car]]></category>
		<category><![CDATA[sell car]]></category>
		<category><![CDATA[trade car]]></category>

		<guid isPermaLink="false">http://lease-cars-inc.com/?p=85</guid>
		<description><![CDATA[Auto Trader boasts over 2 million new, used, and certified vehicles listed for sale by private owners, dealers, and manufacturers. At Auto Trader you&#8217;ll find hundreds of photo ads for domestic and foreign cars. Search buying and selling tips, car reviews, vehicle pricing and safety information; and help with finance, insurance, and warranty programs. Whether [...]]]></description>
			<content:encoded><![CDATA[<p><span style="float:right;margin:-30px 0 5px 5px;"><script type="text/javascript"><!--
google_ad_client = "ca-pub-4759898960636675";
/* carslgrectangle */
google_ad_slot = "5867327099";
google_ad_width = 336;
google_ad_height = 280;
//-->
</script><br />
<script type="text/javascript"
src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
</script></span><strong>Auto Trader</strong> boasts over 2 million new, used, and certified vehicles listed for sale by private owners, dealers, and manufacturers. At Auto Trader you&#8217;ll find hundreds of photo ads for domestic and foreign cars. Search buying and selling tips, car reviews, vehicle pricing and safety information; and help with finance, insurance, and warranty programs.</p>
<p>Whether buying or selling consider using a reliable escrow service. An escrow service can hold the payment and title until the car is delivered and the check clears. Shop carefully and choose an escrow service that is fully licensed and accredited.</p>
<p><img class="floatright" src="/imgs/trader.jpg" alt="auto trader girl" width="325" height="" />Auto Trader Online lists over 2 million American and foreign used cars, trucks, suvs, motorcycles, boats, and planes for sale.</p>
<p>Auto Trader Magazines provide the largest source of used vehicle photo classified ads, with listings for over 2 million cars, trucks, suvs, motorcycles, boats, and planes; for sale and trade by private owners as well as dealers.</p>
<p>Auto Trader Alberta is Canada&#8217;s largest source of used vehicle photo classified ads. In every issue of Auto Trader Alberta you&#8217;ll find hundreds of ads for domestic and foreign cars, trucks, suvs, and motorcycles. AT lists over 2 million vehicles by private owners, dealers, and manufacturers. </p>
<p>Auto Trader Arizona is part of the nation&#8217;s largest source of used vehicle photo classified ads, listing over 2 million vehicles by private owners, dealers, and manufacturers.</p>
<p>Auto Trader Canada is part of the world&#8217;s largest source of used vehicle photo classified ads, with over two million listings by private owners, dealers, and manufacturers.</p>
<p>In every issue of Auto Trader Canada you&#8217;ll find hundreds of photo ads for American and foreign cars, trucks, suvs, and motorcycles for sale and trade; along with buying and selling tips, performance reviews, vehicle pricing, safety information; and help with loans, insurance, and warranty programs.</p>
<p>If selling your car, don’t transfer the title until you have the equivalent of cash at the agreed upon purchase price. If the buyer pays by check, wait until the check clears before transferring the title. Even if the buyer pays with a certified check, call the issuing bank to confirm the check has cleared.</p>
<p>Whether buying or selling consider using a reliable escrow service. An escrow service can hold the payment and title until the car is delivered and the check clears. Shop carefully and choose an escrow service that is fully licensed and accredited.</p>
<p>Dealer-installed options such as rust proofing, paint sealant, and fabric protection are not necessary. New cars are covered under warranty against rust. Auto Trader recommends washing and waxing your car regularly will ensure that the finish stays like new, and increases resale value. Protecting the interior and fabric adds the the vehicle&#8217;s resale value.</p>
<p>Back to the top of <a href="/auto-trader/">Auto Trader</a>.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/Auto+Trader' rel='tag' target='_self'>Auto Trader</a>, <a class='technorati-link' href='http://technorati.com/tag/buy+car' rel='tag' target='_self'>buy car</a>, <a class='technorati-link' href='http://technorati.com/tag/Car' rel='tag' target='_self'>Car</a>, <a class='technorati-link' href='http://technorati.com/tag/sell+car' rel='tag' target='_self'>sell car</a>, <a class='technorati-link' href='http://technorati.com/tag/trade+car' rel='tag' target='_self'>trade car</a></p>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Auto Loans</title>
		<link>http://lease-cars-inc.com/auto-loans/</link>
		<comments>http://lease-cars-inc.com/auto-loans/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 10:21:47 +0000</pubDate>
		<dc:creator>Cars Loans Insurance</dc:creator>
				<category><![CDATA[Car]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[auto loans]]></category>
		<category><![CDATA[Bad Credit Car Loans]]></category>
		<category><![CDATA[car finance]]></category>
		<category><![CDATA[car loans]]></category>

		<guid isPermaLink="false">http://lease-cars-inc.com/?p=215</guid>
		<description><![CDATA[Auto Loans from your bank, savings and loan, and credit union will give you the best interest rates available. The better your credit rating, the lower your rates and total cost of your vehicle. Auto loans on the internet are easily found, but the lenders are primarily targeting those with bad or no credit histories. [...]]]></description>
			<content:encoded><![CDATA[<p><span style="float:right;margin:-30px 0 5px 5px;"><script type="text/javascript"><!--
google_ad_client = "ca-pub-4759898960636675";
/* carslgrectangle */
google_ad_slot = "5867327099";
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google_ad_height = 280;
//-->
</script><br />
<script type="text/javascript"
src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
</script></span><strong><a href="/auto-loan/">Auto Loans</a></strong> from your bank, savings and loan, and credit union will give you the best interest rates available. The better your credit rating, the lower your rates and total cost of your vehicle. Auto loans on the internet are easily found, but the lenders are primarily targeting those with bad or no credit histories. In the past, getting <a href="/bad-credit-loans/">bad credit car loans</a> was more difficult, but lenders understand that current consumers are facing financial situations that were uncommon just a few years ago. Today, because so many people are suffering financial hardships, there are more options available for consumers with less that stellar credit scores.</p>
<p><img class="floatright"src="/imgs/auto-loans.jpg"alt="auto loans"title="auto loans"width=""height="300" />One of the greatest benefits of doing business online is the time you save.  Your online search, for an <a href="/loan/">auto loan</a>, can easily return many car loan quotes within a couple of hours. There is no obligation to accept any offer, but you will be asked to fill out a credit application with some basic information (employer, proof of income and proof or residence). The entire process should only take a few minutes, and not involve any &#8220;sensitive&#8221; information. Look for lenders who offer &#8220;guaranteed and immediate approval&#8221;, and who ask the fewest questions. Explore the various lenders&#8217; websites. &#8220;Live chat&#8221; can be a handy feature in case of problems or questions. Once you have decided on several lenders, call your local Better Business Bureau and inquire about any complaints or negative feedback against them.</p>
<p>Many car loan plans offer a no money down option. This can be very useful, if you&#8217;re caught needing a <a href="/car/">car</a> but don&#8217;t have a large deposit on hand. If you have had bad credit, then you know how frustrating it can be to find someone to finance a vehicle. Traditional lenders have been typically unwilling to loan money to people with poor credit. And, those subprime lenders that do issue loans, will charge extremely high interest rates, which make a new car even more expensive, then set up the loan contracts with terms that are highly unfavorable to the borrowers. These terms may include exorbitant late charges, prepayment penalties, and other elements that can make paying off your car more difficult.</p>
<p>You can, however, get approved for subprime auto loans without being laden with such burdensome terms and conditions. One of the best ways to negotiate better terms is with a substantial down payment. Twenty percent or more of a car&#8217;s purchase price down will give you a much stronger bargaining position. By having saved a down payment, lenders are much more apt to believe that you are making an effort to straighten out your financial affairs, and be willing to work out terms and rates that you can more easily live with.</p>
<p>You can get an auto loan with better rates by shortening the loan term. Statistics show that borrowers are more likely to default on longer term loan. Many borrowers, nowadays, want six and seven year car loans to reduce monthly payments on more expensive vehicles (average new car price is $30,000). With a loan term of two or three years, you become a better risk and a much more attractive customer to the loan companies.</p>
<p>A steady employment history (at least two years with the same employer) will improve your chances of getting an auto loan at a better interest rate.</p>
<p>Every lender will quote you different terms, so it&#8217;s to your advantage to contact as many lenders as possible to find the loan that is most favorable to you. You&#8217;ll have to submit an application with the same information required by any bank or finance company. Financing at the best rates is easier if you have a good credit history, but a bad credit record doesn&#8217;t mean that you won&#8217;t be able to get the auto loan, just that you will be paying a higher rate of interest because of added risk the lender assumes. Car finance bad credit companies service high risk loans, and make their money on bad credit car loans by charging higher rates. Contacting as many lenders as possible will give you a better idea of the services and programs available from the various finance companies for your particular situation.</p>
<p>A monthly payment book is issued by the lender, who holds the car as collateral until the vehicle is paid off. Bad credit financing is more expensive, but it&#8217;s a way of rebuilding your credit history and is better than having no credit at all. Bad credit won&#8217;t necessarily stop anyone from purchasing a vehicle. You can find companies offering instant approval for a car loan even if you have filed bankruptcy in the past. </p>
<p>Getting &#8220;pre-approved&#8221; lets you know exactly how much money you can spend, and helps keep you &#8220;in the ballpark&#8221; when negotiating with the car salesman. The loan application can be completed in less than five minutes and with &#8220;instant approval&#8221;, you can apply in the morning and drive your new car home in the afternoon.</p>
<p>Online lenders are the best sources of bad credit auto loans. Often, you will be dealing with &#8220;brokers&#8221; who submit your one loan application to many finance companies all at once, and quickly provide you with quotes for your consideration. There are several types of auto loans that individuals can apply for. These include plans for new and used car purchases, as well as refinance loans on a vehicle you already have. Each lender has different qualifications for each type of loan. Some companies, for example don&#8217;t offer loans for recreational, commercial, or sports vehicles like ATVs.</p>
<p>Before you begin browsing for auto loans online, order your free credit report. This will give you a good idea of the items in your credit history that may affect your loan terms. A few late payments on your credit card accounts may not be of much consequence, but a repossesion or recent bankruptcy will make it more difficult to find an auto loan with acceptable terms.</p>
<p>Back to the top of <a href="/auto-loans/">Auto Loans</a>.</p>

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		<title>How To Wash A Car</title>
		<link>http://lease-cars-inc.com/how-to-wash-a-car/</link>
		<comments>http://lease-cars-inc.com/how-to-wash-a-car/#comments</comments>
		<pubDate>Sat, 18 Jun 2011 19:44:43 +0000</pubDate>
		<dc:creator>Cars Loans Insurance</dc:creator>
				<category><![CDATA[Car]]></category>
		<category><![CDATA[bikini carwash]]></category>
		<category><![CDATA[carwash]]></category>
		<category><![CDATA[wash car]]></category>

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		<description><![CDATA[Wash A Car on a grassy area (if it drains onto a lawn or garden area) to minimize the runoff. Avoid using the driveway to wash your car, if the water runs into a street or drain. Always ensure the area where you wash does not drain into the stormwater system, including the drains in [...]]]></description>
			<content:encoded><![CDATA[<p><span style="float:right;margin:-60px 0 5px 5px;"><script type="text/javascript"><!--
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</script></span><strong>Wash A Car</strong> on a grassy area (if it drains onto a lawn or garden area) to minimize the runoff. Avoid using the driveway to wash your car, if the water runs into a street or drain. Always ensure the area where you wash does not drain into the stormwater system, including the drains in the street. If you have no suitable area to work, look for an alternative location &#8211; perhaps your friends or neighbors have a suitable area you can use. Some service stations have an area for washing vehicles. Pollutants are removed from the runoff before it goes into the sewer.</p>
<p><img class="floatright"src="/imgs/carwash.jpg"alt="wash car"title="bikini carwash"width="300"height="" />When you wash a car, use a trigger hose (or a bucket which is even better) to save water. Use soaps and detergents sparingly, or just use plain water, sponge and a bit of elbow grease. Dispose the wastewater onto a lawn or garden. Think about washing your car only once a month. Commercial car washes treat wastewater before running it into the sewer. Some newer &#8220;do it yourself&#8221; car washes recycle and reuse water in their wash bays. These systems use much less water than standard car washes and all wastewater is treated before dumping. Inquire whether your car wash company recycles their water. Car wash companies are found in the Yellow Pages under motor car cleaning services.</p>
<p><strong>5 Step Car Wash</strong><br />
* Rinse your car to remove loose dirt. Believe it or not, this first step is very important, so spray your car thoroughly.<br />
* Soap up your cloth and wash one section at a time. Work from top to bottom on one section and rinse thoroughly when each section is done.<br />
* Rub gently in order to loosen the dirt without scratching your paint.<br />
* Remember to rinse your cleansing apparatus as often as possible in order to remove dirt that might end up scratching your car&#8217;s paint.<br />
* Once your car has been washed and rinsed rigorously, wipe off the excess water with a clean Chamois to prevent streaking.</p>
<p>Back to the top of <a href="/wash/">How to wash your car</a>.</p>

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		<title>South Africa Car Rental</title>
		<link>http://lease-cars-inc.com/south-africa-rental/</link>
		<comments>http://lease-cars-inc.com/south-africa-rental/#comments</comments>
		<pubDate>Sat, 18 Jun 2011 18:18:47 +0000</pubDate>
		<dc:creator>Cars Loans Insurance</dc:creator>
				<category><![CDATA[Car]]></category>
		<category><![CDATA[Rentals]]></category>
		<category><![CDATA[car rental]]></category>
		<category><![CDATA[south africa]]></category>
		<category><![CDATA[south africa car rental]]></category>

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		<description><![CDATA[South Africa Car Rental (map) services the only nation in the world with three capital cities. South Africa rental car welcomes you to Cape Town the legislative capital, Pretoria the administrative capital, and Bloemfontein the judicial capital. With a modern infrastructure, South Africa is classified, by the UN, as a middle-income country well-developed legal, communications, [...]]]></description>
			<content:encoded><![CDATA[<p><span style="float:right;margin:-30px 0 5px 5px;"><script type="text/javascript"><!--
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</script></span><a href="http://maps.google.com/maps?hl=en&#038;ie=UTF8&#038;ll=-30.410782,24.191895&#038;spn=10.016932,14.128418&#038;t=h&#038;z=6"target="_blank">South Africa Car Rental</a> (map) services the only nation in the world with three capital cities. South Africa rental car welcomes you to Cape Town the legislative capital, Pretoria the administrative capital, and Bloemfontein the judicial capital. With a modern infrastructure, South Africa is classified, by the UN, as a middle-income country well-developed legal, communications, energy, financial, and transport sectors, with an abundant supply of resources. The country&#8217;s stock exchange is ranked among the top twenty in the world, and it&#8217;s Gross Domestic Product(GDP) is 25th.</p>
<p>Some of the oldest archaeological sites on earth are located here. Fossils indicate the presence of humans from about three million years ago. Portuguese explorer Bartolomeu Dias in 1487 became the first European to sail the tip of Africa from the Atlantic into the Indian Ocean. Originally named the Cape of Storms, The King of Portugal, renamed it the Cape of Good Hope in expectation of riches from India.</p>
<p><img class="floatright"src="/imgs/south-africa.jpg"alt="south africa car rental"title="south africa car rental"width="300"height="" />Jan van Riebeeck, on behalf of the Dutch East India Company, established the first European settlement at the Cape of Good Hope in 1652. Great Britain annexed the Cape Colony in 1806 after the Dutch East India Company declared bankruptcy. The discovery of diamonds in 1867 and gold in 1884 encouraged economic growth and immigration which resulted in wars with the indigenous populations and amongst the settlers themselves. In 1931 South Africa was granted independence from the United Kingdom.</p>
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